If I am injured in a car accident, are my damages capped at $2500?

The short answer is NO. The $2,500 cap on minor personal injuries was abolished in 2013 and was replaced with a new “cap” that changes every year based on inflation. The “cap” for minor personal injuries for 2019 is set at $8,166.67. However, the definition of minor personal injury does not include all injuries, and the cap only applies to your pain and suffering and not to all losses you may incur as a result of the accident. For this reason, it is always advisable to review your rights with a personal injury lawyer who understands what your entitlements are under the insurance laws of the Province for injuries sustained in an accident. Insurance companies employ professionals to protect their interests, you should employ a professional to protect yours! At Mosher Chedore, we offer free consultations for accident victims and take most cases on a contingency fee basis, meaning that you only pay us if we are successful with your claim. If you have been involved in an accident, call us to discuss your rights. Time limits apply in these cases so you should make inquiries as soon as possible before you lose the right to file a claim.

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